Payments appear in this API once they have been processed for deposit.
For bank transfers using the ACH network: this happens automatically, every few minutes, during the ACH processing window from 7:00am MT to 11:00am MT each banking day.
For card transfers using the Visa/Mastercard networks or the Everee Pay Card: payments are processed for deposit 24 hours a day, and will appear in this API after a short delay (usually less than two minutes).
This API is rate-limited to 25 requests per 5-second period. Consult the Rate Limits Guide for more information about how to correctly handle rate-limiting.